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Structured Settlement


Structured Settlement

Structured settlement recipients from all over the country turn to us, because we help customers exchange their future payments for a lump sum of cash.

Many structured settlement recipients have a strong preference for a lump sum payment, but aren't aware of the many options available to them to convert their settlement to cash.

Sell your structured settlement to the name you can trust. Be confident of our ability to offer you the most complete solutions to structured settlements solutions, being the industry leader.

When selling your structured settlement, we'll discuss your situation with you and help you make a decision about whether to sell all or any part of your settlement. We will pay you the fair present value of the annuity payments you sell. There are no out-of-pocket costs to do a transaction with us. We pay all fees involved in processing and funding transactions and will work with you to determine the specific amount of money that you are looking to raise. There is no cost or obligation to speak with us about our services.

We buy your structured settlement. The reasons why are many. Here are only a few:

  • Unexpected medical bills
  • Car breakdown
  • Short term cash crunch
  • Pay off debt
  • Start a retirement or savings account
  • Start a business
  • Buy a new home
  • Upgrade your car
  • Send a child to college

If you are receiving regular payments from the settlement of a personal injury lawsuit due to injury, medical malpractice, or wrongful death, you may find somewhere down the line that the payments you receive no longer meet your financial requirements. For example, your employment may change and you no longer need the payments to cover your living expenses. Or there is a sudden illness in the family and you need the money to pay medical expenses. There are many reasons you might want to trade future payments spread out over months, or even years, for cash that is immediately available.

Because the terms of a structured settlement cannot be changed once a personal injury annuity has been purchased, the only way to transform future annuity payments into cash is to sell the rights to some or all of the future payments. Seneca One, a specialty finance company, will help you structure a plan to convert the rights to those payments into cash in your hands immediately.

Seneca One provides flexibility to recipients of personal injury annuity payments with changing financial situations. Whether you need to sell some or all of your future payments, Seneca One is here to help. Our highly trained professionals will perform a free and thorough review of you financial circumstances and help you chart a course that meets your financial needs.

We will help you fulfill the legal requirements, as well. In order to protect your rights and interest, state law dictates the legal steps you must follow when you decide to trade your future payments for a lump sum. One requirement is that you obtain a court ordered approval of the transaction in advance. In addition, nearly every jurisdiction requires there be a compelling reason for the trade.

At Seneca One, we believe in complying with all relevant laws and use agreements tailored to each state's requirements. That's why we encourage you to obtain independent legal advice before you proceed with this type of transaction.

So if you need to transform your future settlement payments into instant cash for medical bills, tuition fees, a down-payment on a house, or another important reason, contact Seneca One today to put cash in your hands tomorrow.

 



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